Asset location
- Owner
- Driftwood
- Touches
- Investments · Taxes
- Next decision
- September
Open
Uncoordinated decisions leak what you keep.
Affluent households rarely lack investment options. They lack a single party responsible for the seams: the tax consequence of a rebalance, the estate consequence of a title, the entity consequence of a move.
Driftwood is that party. We do not replace your CPA or your counsel. We convene them, hold the register of open decisions, and read the whole after-tax system as one, so the second-order effects are chosen rather than inherited.
Request a Coordination Review →
Fifteen minutes. Nothing to prepare. No products. Fee in writing before work.
Between reviews, nothing is idle.
This household isn’t waiting for the next annual review.
Six matters are already being carried — each one with the systems it touches, a person responsible, and the date it is next examined. They stay open until they are resolved and dated. Not tasks. Not reminders. The decisions themselves.
Trust funding & titling
- Owner
- Estate attorney
- Touches
- Estate · Business Ownership
- Next decision
- August
Waiting
Roth conversion window
- Owner
- Driftwood + CPA
- Touches
- Taxes
- Next decision
- November
Monitoring
Business liquidity
- Owner
- Driftwood
- Touches
- Cash Flow · Protection
- Next decision
- At event
Future event
Loss carryforward deployment
- Owner
- Driftwood
- Touches
- Taxes
- Next decision
- Closed March
Resolved ✓
Reserve target
- Owner
- Driftwood
- Touches
- Cash Flow
- Next decision
- Closed May
Resolved ✓
Illustrative sample entries, a fictional household, not client data. A live register typically runs longer.
See the full Opportunity Register →The record
The review produces five documents. The Report diagnoses; the Register sustains; the Manual remembers.
01 Coordination Report02 Opportunity Register03 Wealth Operating Manual04 90-Day Plan05 Decision Register
Households that proceed keep all five, maintained year over year through the Annual Wealth Operating Review.
The heavier lines run to the centre: every system reaches the others through coordination.
One inheritance. Six systems.
An inheritance arrives as an estate event, then becomes an investment decision, a step-up and tax question, a liquidity change, a titling and account cleanup, and a prompt to revisit what the family’s wealth is for.
See the Inheritance case →Select a decision
Who this is for Households whose financial lives have outgrown a single adviser: several accounts, an estate plan, and decisions that touch each other. Most often an operating business or concentrated equity, and income or property that crosses a state line — frequently Illinois, where an estate is exempt only to $4M. Read your own state in the Atlas →
Referring a client? For CPAs and attorneys →
Begin with a review, not a proposal.
We inventory what exists, name what is uncoordinated, and hand you the register. If there is nothing worth coordinating, we will tell you that.
The review produces your Wealth Operating Manual: the register, the owners, the dependencies, and the review dates, held in one document.